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Nimble mortgage solutions with expert VA loan guidance for homebuyers
Sergio Michel
Mortgage Loan Originator
NMLS # 2023203
PMG Home Loans
Platinum since Dec 2025
Stats
Reviews
11
Invites
11
Vouches
9
Introduction
Introduction
Meet Sergio from PMG Home Loans. He is a truly nimble and resourceful mortgage professional who specializes in finding the right home loan solutions for clients across California and Texas. With enhanced expertise in VA loans thanks to his recent advanced training, Sergio is an exceptional resource for veterans seeking home financing.
What They Do
What They Do
Sergio helps individuals navigate the process of securing residential home mortgages, whether they are buying a new home, are first-time buyers, veterans, or need to refinance their existing mortgage. He has deepened his expertise in VA loans through specialized training, making him well-equipped to serve veteran clients with comprehensive knowledge of VA loan processes and products.
Location & Service Area
Location & Service Area
Sergio is based in San Jose, California, and is licensed to serve customers throughout the entire state of California as well as Texas.
What Makes Them Different
What Makes Them Different
Sergio and PMG Home Loans are known for being quick and nimble. If a solution for a client's unique situation is not immediately available, Sergio is resourceful and proactive in finding a lender or approach that can help. His commitment to ongoing education, including recent advanced VA loan training, demonstrates his dedication to providing the best possible service, especially for veterans who benefit from his enhanced expertise.
Services Offered
Who They Help
Who They Help
Sergio works best with individuals and families looking to buy a home or refinance their mortgage, with a particular focus on veterans seeking to utilize VA loan benefits. He also collaborates closely with real estate agents, financial advisors, and insurance professionals who serve clients making significant financial decisions related to homeownership.
Know someone who says...
"They're thinking of buying a house soon."
"Their mortgage rate is really high, or they want to lower their monthly payment."
"They're a veteran looking to use VA benefits for a home loan."
"They're first-time homebuyers and don't know where to start with financing."
Fun Fact
Fun Fact
Sergio is more of a tea person than a coffee person.
Quick Facts
Reviews (11)
Featured Review
"Sergio Michel at PMG Home Loans is exceptionally responsive, caring, and goes above and beyond to support clients through the home buying process, even under tight deadlines."
Alyssa Glascott
February 10, 2026
January 28, 2026
"Sergio Michel consistently goes above and beyond for his mortgage clients, delivering fast and efficient service with their best interests at heart."
January 23, 2026
"Sergio Michel is a knowledgeable, honest, and patient mortgage professional who is highly responsive and dedicated to educating and supporting homebuyers in the Bay Area."
Martha Michel
December 17, 2025
"Sergio Michel and PMG Home Loans provided a convenient and efficient virtual mortgage process, working diligently to secure the best deal for my financial situation."
December 16, 2025
"Sergio Michel is a responsible, disciplined, and bilingual mortgage professional who demonstrates strong commitment and excellent customer service."
Ready to Connect?
Call Bruce now to ask questions or book services with PMG Home Loans
Call 833-853-6789