Sergio Michel
Sergio Michel
PMG Home Loans
Bruce Verified Platinum Partner Member since 2025 San Jose, CA

Introduction

Meet Sergio from PMG Home Loans. He is a truly nimble and resourceful mortgage professional who specializes in finding the right home loan solutions for clients across California and Texas. With enhanced expertise in VA loans thanks to his recent advanced training, Sergio is an exceptional resource for veterans seeking home financing.

Quick Facts

  • Licensed in California and Texas
  • Specialized VA loan expertise
  • Resourceful problem solver
  • Strong professional network
  • Committed to ongoing education

What They Do

Sergio helps individuals navigate the process of securing residential home mortgages, whether they are buying a new home, are first-time buyers, veterans, or need to refinance their existing mortgage. He has deepened his expertise in VA loans through specialized training, making him well-equipped to serve veteran clients with comprehensive knowledge of VA loan processes and products.

Location & Service Area

Sergio is based in San Jose, California, and is licensed to serve customers throughout the entire state of California as well as Texas.

What Makes Them Different

Sergio and PMG Home Loans are known for being quick and nimble. If a solution for a client's unique situation is not immediately available, Sergio is resourceful and proactive in finding a lender or approach that can help. His commitment to ongoing education, including recent advanced VA loan training, demonstrates his dedication to providing the best possible service, especially for veterans who benefit from his enhanced expertise.

Services Offered

Home Purchase Mortgages First-Time Buyer Financing VA Loan Consultation and Processing Mortgage Refinancing Customized Lending Solutions

Who They Help

Sergio works best with individuals and families looking to buy a home or refinance their mortgage, with a particular focus on veterans seeking to utilize VA loan benefits. He also collaborates closely with real estate agents, financial advisors, and insurance professionals who serve clients making significant financial decisions related to homeownership.

"They're thinking of buying a house soon."
"Their mortgage rate is really high, or they want to lower their monthly payment."
"They're a veteran looking to use VA benefits for a home loan."
"They're first-time homebuyers and don't know where to start with financing."

Fun Fact

Sergio is more of a tea person than a coffee person.

Reviews (11)

"Sergio Michel at PMG Home Loans is exceptionally responsive, caring, and goes above and beyond to support clients through the home buying process, even under tight deadlines."

A
Alyssa Glascott

"Sergio Michel consistently goes above and beyond for his mortgage clients, delivering fast and efficient service with their best interests at heart."

Chris Brooke
Owner | Licensed Insurance Agent

"Sergio Michel is a knowledgeable, honest, and patient mortgage professional who is highly responsive and dedicated to educating and supporting homebuyers in the Bay Area."

Vaishali Shah
Real Estate Agent

"Sergio Michel and PMG Home Loans provided a convenient and efficient virtual mortgage process, working diligently to secure the best deal for my financial situation."

M
Martha Michel

"Sergio Michel is a responsible, disciplined, and bilingual mortgage professional who demonstrates strong commitment and excellent customer service."

Lupita Guzman
Plumbing Company Operations

"Sergio Michel is a resourceful, attentive, and highly recommended mortgage broker who listens to clients' needs and consistently delivers the right solutions."

Frank Dias
Owner, Sole Proprietor

"Sergio and his team at PMG Home Loans provided trustworthy, responsive service and significantly reduced closing costs for a first-time homebuyer."

A
Ashton Torrez
Get In Touch
sergiomortgage.com
(555) 000-0000
email@example.com
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