Guiding Californians to smart home financing with transparency and care

New Vintage Mortgage

Paul Stella

Mortgage Broker

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Introduction

Paul Stella is a mortgage broker based in California who truly listens to his clients and educates them throughout every step of the home financing process. He combines professional expertise with a personable approach, making him a trusted partner for securing mortgages and refinancing solutions.

What They Do

Paul Stella helps clients secure financing to purchase their dream homes and refinance existing mortgages for better rates, lower payments, shorter terms, or cash-out refinancing to access equity. He prioritizes education and transparency, ensuring clients understand their options without surprises.

Location & Service Area

Paul Stella is based in San Ramon, California, and is licensed to serve clients throughout the entire state of California.

What Makes Them Different

Paul Stella is down-to-earth, relatable, and genuinely listens to his clients' needs. He prioritizes education and transparency, helping clients understand their options without surprises. His approach builds trust by making people feel comfortable and safe to ask questions and receive honest guidance.

Services Offered

Home Purchase Financing
Mortgage Refinancing
Rate Reduction
Payment Reduction
Term Shortening
Cash-Out Refinancing
Equity Access

Who They Help

Paul works best with realtors, financial advisors, CPAs, estate planning attorneys, and family law attorneys who serve clients needing mortgage services. He particularly values connections with professionals who share his passion for golf, as this common interest fosters stronger networking relationships. His ideal clients are California-based homebuyers and homeowners seeking transparent, educational mortgage guidance.

Know someone who says...

"They're looking to buy their first home but don't know where to start with financing"

"Their mortgage rate is way too high and they want to refinance"

"They need to access some equity from their home for renovations"

"They're getting divorced and need to refinance to remove their ex from the mortgage"

Fun Fact

Paul is a Sigma Chi fraternity brother who loves golf and receives many referrals through his fraternity network.

Quick Facts

California licensed Mortgage expert Transparent communicator Sigma Chi fraternity brother Golf enthusiast

Reviews (1)

Ginger Chien

October 15, 2025

"Paul Stella is a diligent, honest mortgage broker who consistently delivers tailored, well-researched solutions and can be trusted to take excellent care of clients."

Ready to Connect?

Call Bruce now to ask questions or book services with New Vintage Mortgage

Call 833-853-6789